Most buyers think these are the same.
They’re not… and picking wrong can cost you.
A 𝐩𝐫𝐢𝐜𝐞 𝐫𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧 lowers your payment long-term — great if you’ve got cash and plan to stay.
A 𝐜𝐥𝐨𝐬𝐢𝐧𝐠 𝐜𝐨𝐬𝐭 𝐜𝐫𝐞𝐝𝐢𝐭 keeps more money in your pocket upfront — which, for a lot of buyers, is what actually gets you to the table.
Here’s the real conversation I have with my clients…
Do you want the lowest payment…
or do you want to walk into your home with money still in your account?
Because both matter — but one usually matters more depending on your situation.
And the part most people don’t realize?
You don’t always have to choose.
In the right situation, you can negotiate 𝐛𝐨𝐭𝐡.
The best deal isn’t just about price…
it’s about how strong you feel after you close.
Save this — you’ll want it when you start writing offers 
