Now comes the part that surprises a lot of buyers…
Between contract and closing, lenders are watching closely to make sure your financial situation stays consistent. That means there are a few things you should absolutely avoid:
Opening new credit cards
Financing furniture, appliances, or a vehicle
Making large unexplained deposits
Changing jobs without talking to your lender
Missing payments on existing accounts
Making major purchases from your bank account
The goal is simple: keep everything as stable as possible until the keys are in your hand.
I’ve seen buyers get all the way to the finish line and create unnecessary stress because of one small decision. Don’t let that be you.
When in doubt, call your lender before making any financial moves.
Your dream home is almost yours—protect it until closing day! 
Thinking about buying a home in Central Virginia? I’d love to help guide you through every step of the process.
